CIS Wealth Management Promise

1. We will maintain a wealth management team to serve and manage portfolios, with a promise to increase staff as the clientele base increases-- assuring a ratio maximum of 50 clients or less per staff member.

2. The majority of what we operate will be founded on fee-based accounts--keeping compensation tied to portfolio performance, not product sales.

3. We will clearly disclose any commission-based, product fees up front.

4. All stocks, bonds, and mutual funds will be screened for anti-Biblical values before being offered as investment options.

5. As an independent broker, we will offer non-proprietary, unbiased, investment options, and keep our clients' needs as the most important issue-- not investment quotas or "company" funds.

6. We promise to maintain ongoing communication and portfolio maintenance--via quarterly, semi-annual, or annual account reviews based on individual analysis needs and market changes.

7. We will offer monthly, educational workshops for clients-- necessary to keep up with the ever-changing investment market and portfolio options available. Additionally, we offer a "Weekly Market Commentary" via e-mail, recapping the market's performance for the week.

8. The office will be available during market hours, insuring timely response for client services, requests, and trades.